SIP vs lump sum, explained calmly
Two words you'll hear constantly: SIP and lump sum. They're just two ways of putting money in. Here's the plain difference.
Lump sum is all at once
A lump sum means investing a single larger amount in one go — say you have ₹50,000 and put it all in today.
SIP is a little, regularly
SIP stands for Systematic Investment Plan. Instead of one big amount, you put in a fixed smaller amount on a schedule — for example ₹2,000 every month, automatically.
The plain trade-off
Because a SIP buys at many different prices over time, it smooths out the ups and downs and removes the pressure of 'timing' the market. A lump sum puts your full amount to work immediately. Neither is universally better — it depends on what money you have and when. Zenoor explains the idea; the choice stays yours.
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You'll need a demat account to buy any share in India.